With Audience Builder, you add both recency and count traits at the same time from the trait modal, rather than implementing three different actions, like in the Legacy version.
Desired outcome: "I want to target users who have multiple basic checking accounts and had transactions against these checking accounts within the last 102 days."
This outcome would require 3 different traits:
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Basic checking accounts (true/false)
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Number of basic checking accounts (count trait)
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Basic checking accounts transaction date (recency trait)
When you add the necessary traits to your audience, you can adjust how many multiple checking accounts the users should have (such as between 2-5) and adjust the transaction date range (0-102 days).